While I am certainly not super close to being debt-free, I am very close to paying off the bike. If not the whole thing, then most of it. The APR jumps to 29% next month and I have known the whole time it was coming. Luckily, my better half is being cool whilst I work 6 days a week to make it happen and dodge the big black shaft of interest.
My impulsive nature is also difficult to justify, if not impossible, and yet I am still overcome from time to time. A prime example is right now; I have a Amazon.com cart full of parts to finish off one project which I know damn well can wait. The reason I didn't just check out is because it is primarily my impulsiveness that got me to the point of needing to work this much (which I am glad to be able to, don't get me wrong) in order to save my own ass.
I would be a fool to fall prey to the allure of the Amazon monster at this point. In a couple months, the ATF will hopefully grant me my Federal Firearms License (FFL) so I can finally begin to get customers and make some money. Anyway, it has been great so far. The bike more than pays for itself when I ride it. I get to make it home faster due to carpool lane and also save 5 bucks a day in gas alone. It's damn cold though.