Last year I tried to refinance my castle and got kicked in the proverbial nads due to my credit score. I had even worked a night shift at a new job site to pick up some overtime and was woken up with a denial phone call. Sweet!
So, I tried to re-fi again this year and have not been holding my breath. This morning, I was woken up by a call from the bank saying that it was all approved! This is great news. The interest rate is going down by almost 3% and I am changing insurance companies; turns out I’ve been paying nearly double for insurance for the last four years.
Below are a few examples of what I can now afford each month due to my savings!
· 91 pounds of grass-fed organic ground beef at Bill the Butcher
· 279 cans of C20 coconut water. (Train by day, Joe Rogan podcast by night… all day)
· Four new tires for my car
· Fancy smart phone without contract
· 110 Pumpkin spice lattes
· Full service on the Subaru’s front and rear differentials.
· 29 boxes of ammo for my .45
Getting the picture now?
Actually, this just means I’ll stress less and not actually GET more. It is something that, on the surface, seems like extra cash, but I’ll be doing my best to put this “breathing room” to use.